serp_jobs.filters_job_card.part_time Bank serp_jobs.h1.location_city

Commercial Lending Officer

Pay Range : $119,993.00 - $160,008.00

Responsible for full range of new business development activities. Evaluates loan applications and makes recommendations to higher authority. Maintains a loan portfolio that includes gathering relevant financial data and maintains customer relationships. Complies with bank policies and Federal / State regulations dealing with commercial lending. As necessary works with more experienced banking officers in handling more complex relationships.

Education and Experience :

4 year degree or related experience 5-7 years lending experience

Skills and Abilities :

Strong accounting and credit analysis background

Strong oral, written and listening skills

Ability to attain / exceed goals

Strong management and leadership skills

Tasks Performed :

40% Develops a portfolio through new business development activities handling all but the largest most complex relationships with borrowing, depository and trust needs. Maintains awareness and adherence to bank policy as well as federal / state regulations affecting commercial lending.

25% Evaluates loan applications and makes recommendations to higher approval authority after analyzing borrower capacity, financial data, industry trends, collateral position, management ability and using personal judgment to determine credit worthiness.

20% Maintains and services a loan portfolio including the timely gathering of financial data and keeping contact with customer, properly documenting borrower status through file write-ups.

10% Seeks advice and guidance from more experienced lending officers throughout the loan underwriting, approval and closure process.

5% Other duties as assigned

Physical Requirements :

Communicate effectively with internal and / or external customers

Stationary 50% of time

Move about within or between locations

Bend, twist, crouch, squat

Move objects to maximum 10 lbs

Benefits for Full-Time Employees :

Generous paid time off : at least 22 days annually, prorated in the year of hire

Parental leave : six weeks of paid leave at 100% of your salary

Comprehensive medical coverage : includes employer contributions to HSA for high deductible health plan participants

Dental and vision coverage : ensuring your overall health and well-being

Flexible spending accounts : for healthcare and dependent care expenses

Employer-paid disability coverage : both short-term and long-term, with an option to purchase additional long-term coverage

Life insurance : employer-paid basic life insurance, with an option to purchase supplemental coverage

Voluntary benefits : including hospital, accident, and critical illness coverage

Retirement plans : benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future

Adoption assistance : supporting your growing family

Tuition reimbursement : invest in your education and career growth

Employee assistance program (EAP) : access to support and resources

Financial and banking services : various benefits and financial planning assistance

Benefits for Part-Time Employees Working 20+ Hours / Week :

Medical coverage : includes employer contributions to HSA for high deductible health plan participants

Generous parental leave : six weeks of paid leave at 100% of your salary

Benefits for All Part-Time Employees :

Retirement plans : benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan for employees who work at least 1,000 hours in a calendar year, all designed to help secure your future

Paid sick and safe leave : for your health and safety

Employee assistance program (EAP) : access to support and resources

Financial and banking services : various benefits and financial planning assistance

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or assume sponsorship of an employment visa at this time.